Welch State Bank Certificate of Deposit (CD) offers you an opportunity to earn a higher rate of return on a safe and secure product and most CDs offer a fixed rate of return.  We offer competitive Certificate of Deposits with terms from 14 days to 5 years to meet your savings needs.  Some CDs have minimum balances as low as $500.00, and we also offer jumbo rates.  With so many choices, we’re sure to have a product with a term to meet your financial needs. 

We also offer optional interest payouts.  Interest is paid by check or added to the Certificate of Deposit or deposited into another account.  Interest payout options include monthly, quarterly, semi-annual or annual interest payments on terms of 12 months or more. 

With over 80 years of experience and a Member FDIC, we’re a safe place for your CD investments. 
Withdrawals prior to maturity may be subject to an early withdrawal penalty.

Individual Retirement Accounts (IRAs)

An Individual Retirement Account (IRA) can be an important part of saving for your financial future.  A Welch State Bank IRA is an account that allows you to contribute a portion of your earned income each year and may offer tax advantages (please consult your tax advisor for more details). 

Welch State Bank also can help you move an existing IRA to Welch State Bank. 

We offer a variety of Traditional and Roth IRA products to fit your budget and help you start savings for your financial future today. Call today for more details. 

Back to the top