|
FREEdom Checking
Welch State Bank’s FREEdom Checking account is a basic checking with NO monthly maintenance fee and UNLIMITED check writing. At WELCH STATE BANK even our FREEdom checking account is an interest-bearing account and you can still enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay.
Minimum to Open |
$50.00 |
Monthly Maintenance Fee |
NONE |
Interest Bearing |
YES |
Check Printing |
FREE First box of Bank Logo Checks (Wallets or Duplicates) |
Check Writing |
UNLIMITED |
Online Banking |
FREE |
Online Bill Pay |
FREE |
Visa Debit Card |
FREE (card given with approved application) |
ATM Access |
FREE (card given with approved application)
Welch State Bank does not charge a fee to access any ATM located in the United States.
(A fee may be assessed by the owner/operator of the ATM.)
|
Back to the checking account overview...
Back to the top
FREEdom 55 Plus
Welch State Bank’s FREEdom 55 Plus Checking account is specially designed for those 55 years of age or better. FREEdom 55 Plus is a basic checking with NO monthly maintenance fee, UNLIMITED check writing and FREE
Bank Logo Checks. And at WELCH STAE BANK even our FREEdom 55 Plus checking account is an interest-bearing account and you can still enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay.
Minimum to Open |
$50.00 |
Monthly Maintenance Fee |
NONE |
Interest Bearing |
YES |
Check Printing |
FREE Bank Logo Checks (Wallets or Duplicates) |
Check Writing |
UNLIMITED |
Online Banking |
FREE |
Online Bill Pay |
FREE |
Visa Debit Card |
FREE (card given with approved application) |
ATM Access |
FREE (card given with approved application)
Welch State Bank does not charge a fee to access any ATM located in the United States.
(A fee may be assessed by the owner/operator of the ATM.) |
Back to the checking account overview...
Back to the top
Regular Checking
Welch State Bank’s Regular Checking account is our basic checking account. With a minimum daily balance of $500.00 or more, there is no monthly maintenance fee and 25 items clear each month at no additional charge. And even with WELCH STATE BANK’s Regular Checking account you can still enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay.
Minimum to Open |
$100.00 |
Monthly Maintenance Fee |
Based on Minimum Daily Balance |
|
Minimum Daily Balance |
Monthly Maintenance Fee |
|
$0.00 to $299.99 |
$5.21 |
|
$300.00 to $399.99 |
$4.27 |
|
$400.00 to $499.99 |
$3.29 |
|
$500.00 & Over |
FREE |
Interest Bearing |
NO |
Check Printing |
FREE First box of Bank
Logo Checks (Wallets or Duplicates) |
Check Writing |
25 items cleared each month at no additional charge
Over 25 items cleared are $0.23 each |
Online Banking |
FREE |
Online Bill Pay |
FREE |
Visa Debit Card |
FREE (card given with approved application) |
ATM Access |
FREE (card given with approved application)
Welch State Bank does not charge a fee to access any ATM located in the United States.
(A fee may be assessed by the owner/operator of the ATM.) |
Back to the checking account overview...
Back to the top
Prestige Checking
Welch State Bank’s Prestige Checking account is designed for those who maintain a higher daily balance. Our Prestige Checking earns interest on a tiered basis – so the more you keep in the account the more interest you earn. Our Prestige Checking account customers can also enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay.
Minimum to Open |
$1,500.00 |
Monthly Maintenance Fee |
FREE with a daily balance of $1,500.00 or more
$15.37 if balance falls below $1,500.00 |
Interest Bearing |
YES - $1,500.00 daily balance required to earn interest
Interest Rate and Annual percentage Yield Tiers are: |
|
$1,500.00 to $2,999.99 |
|
$3,000.00 to $9,999.99 |
|
$10,000.00 to $24,999.99 |
|
$25,000.00 to $99,999.99 |
|
$100,000.00 & Over |
Check Printing |
FREE First box of Bank
Logo Checks (Wallets or Duplicates) |
Check Writing |
25 items cleared each month at no additional charge
Over 25 items cleared are $0.31 each |
Online Banking |
FREE |
Online Bill Pay |
FREE |
Visa Debit Card |
FREE (card given with approved application) |
ATM Access |
FREE (card given with approved application)
Welch State Bank does not charge a fee to access any ATM located in the United States.
(A fee may be assessed by the owner/operator of the ATM.) |
Back to the checking account overview...
Back to the top
Money Market Account
Welch State Bank’s Money Market account is an interest bearing account
when a qualifying balance is maintained. This account gives you the
ability to write a limited number of checks and still earn interest.
This account allows six (6) third-party transactions to clear your
account per statement cycle; of the six, three (3) may be by check, draft,
or similar order. ATM transactions and deposits are unlimited.
The account earns interest on a tiered
basis and you can enjoy the benefits of FREE Voice Access, FREE Online Banking
& FREE Online bill-pay.
|
Minimum to Open |
$1,500.00 |
Monthly Maintenance Fee |
FREE with a daily balance of $1,500.00 or more
$15.77 monthly maintenance fee if the daily balance drops below $1,500.00. |
Interest Bearing |
YES - $1,500.00 daily balance required to earn interest
Interest Rate and Annual percentage Yield Tiers are: |
|
$1,500.00 to $9,999.99 |
|
$10,000.00 to $24,999.99 |
|
$25,000.00 to $49,999.99 |
|
$50,000.00 to $99,999.99 |
|
$100,000.00 & Over |
Items cleared against account per statement |
Only 6 third-party
transactions may clear your account per statement cycle; of the 6, 3
may be by check, draft or similar order. A
$2.29 excessive fee does apply when these restrictions are exceeded.
ATM transactions and
Over-the-counter transactions are unlimited. |
In-person transactions |
UNLIMITED |
Items deposited into account |
UNLIMITED |
Check Printing |
FREE – First box of
Bank Logo Checks |
Imaged Statement |
YES |
Online Banking |
FREE |
Online Bill Pay |
FREE |
Back to the checking account overview...
Back to the top
|
