More Than Free Checking

Welch State Bank’s More Than Free Checking account is a basic checking with NO monthly service charge and UNLIMITED check writing.  At WELCH STATE BANK even our More Than Free Checking account is an interest-bearing account and you can still enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay. 

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50 N Better Checking

Welch State Bank’s 50 N Better Checking account is specially designed for those 50 years of age or better.  50 N Better Checking is a basic checking with NO monthly service charge, UNLIMITED check writing and FREE Bank Checks (Single or Duplicate).  And at WELCH STAE BANK even our 50 N Better Checking account is an interest-bearing account and you can still enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay. 

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Waive Checking

Welch State Bank’s Waive Checking account is our non interest bearing basic checking account.  With no minimum daily balance, no monthly service charge, and no per check charge.  And even with WELCH STATE BANK’s Waive Checking account you can still enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay. 

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Tiered Interest Checking

Welch State Bank’s Tiered Interest Checking account is designed for those who maintain a higher daily balance.  Our Tiered Interest Checking earns interest on a tiered basis – so the more you keep in the account the more interest you earn. Our Tiered Interest Checking account customers can also enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay. 

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Money Market Account

Welch State Bank’s Money Market account is an interest bearing account  when a qualifying balance is maintained.  This account gives you the ability to write a limited number of checks and still earn interest. 

This account allows six (6) third-party transactions to clear your account per statement cycle; of the six, three (3) may be by check, draft, or similar order.  ATM transactions and deposits are unlimited.  The account earns interest on a tiered basis and you can enjoy the benefits of FREE Voice Access, FREE Online Banking & FREE Online bill-pay.

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