Welch State Bank offers a variety of products for Real Estate Lending.  In fact, Welch State Bank has been voted the Best Mortgage Lender in Ottawa County for three years in a row by the readers of the Miami News Record. 

We offer hometown Real Estate financing for home, commercial, and agricultural real estate.  With Welch State Bank, you can always count on LOCAL decisions and LOCAL servicing.  That means you’ll get decisions quickly and you’ll make your payments to Welch State Bank, not some bank miles away.  And if you have questions about your loan, you call us. 

Home Loans

Thinking about purchasing a new home or refinancing your existing home?  We’re your hometown bank with over eighty years of mortgage lending experience. 

Every home-buying or refinancing situation is unique.  That’s why we offer residential, construction, refinance, and bridge loans to meet your needs.  Plus, we process our loans in-house, which means;  faster approvals and quicker responses to your questions.  And our loan staff is committed to making your home buying process as simple as possible. 

Welch State Bank offers home loans with:

Competitive Rates

Long-term, fixed-rate loans

Zero-down payment loans

Adjustable rate mortgage loans

Low closing costs

Home Equity Loans

Need some extra cash?  Welch State Bank offers home equity loans and home equity lines of credit no matter the reason.  These loans may be ideal when considering:

Consolidating debt

Home improvements

College tuition

Business investments

Luxury vacations

And more!

Construction Loans

Welch State Bank can help you with a construction loan, bridge loan, and permanent financing.  Get your dream home off the ground call us today. 

Welch State Bank offers construction loans:

Build your dream home with hassle-free financing

Bridge loans available while you build your new home

Construction loans to permanent financing

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