Agricultural checking

Welch State Bank realizes that running a business takes time and energy.  That’s why we strive to make our business checking accounts as convenient, safe and reliable as possible.  And we offer a variety of business services to help meet all your business financial needs. 

No matter what your business is Welch State Bank offers a full array of financial products in conjunction with our business checking account’s to make your banking as convenient as possible. Such as Cash Management Tools, Business Loans for all types of business related purposes, ATM Cards and Debit Cards, Direct Deposit, Cashier’s Checks, Money Orders, Notary Service, Wire Transfers, Safety Deposit Box Rentals. 

Below is a chart to help you compare the different business checking account’s we offer.  And be assured that along with any of our banking services, you will receive GREAT customer service. 

 More Than Free Business CheckingCommercial Business CheckingBusiness Interest Checking
Minimum Required to Open Account $50.00 $50.00 $50.00
Monthly Service Charge FREE  $15.58 $6.29 monthly service charge if balance falls below $1500.00 during statement cycle
Minimum Balance NONE NONE $1500.00
Interest Bearing No No YES - for qualified customers
Imaged Statements YES YES YES
Items cleared against account per statement
  • 1000 items cleared FREE per month
  • $0.25 per item over 1000 items cleared each month
$0.12 per items cleared
  • 1000 items cleared FREE per month
  • $0.25 per item over 1000 items cleared each month
Items deposited into account (not drawn on Welch State Bank) $1.50 per $1000 coin/currency deposited over $10,000.00 $1.50 per $1000 coin/currency deposited over $10,000.00 $1.50 per $1000 coin/currency deposited over $10,000.00
Credits to account - $0.29 credit for each $100.00 of the lowest daily balance of the statement cycle -
Online Banking FREE FREE FREE
Online Bill Payment FREE FREE FREE
Voice Access Telephone Banking FREE FREE FREE