Certificates of Deposit
Benefits of Choosing a CD with Welch State Bank:
We offer competitive rates and terms from 30 days to 5 years to meet your savings needs. Open with as little as $500. Check out our current Certificate of Deposit Specials below!
- Competitive Rates
- Deposit any amount with no insurance limit via CDARS
- Fixed & Predictable Returns
- Open with as little as $500
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Certificate of Deposit Specials
12 Month 1.70%*
15 Month 1.75%*
Effective November 14, 2019. This offer is subject to change at any time without prior notice. Annual Percentage Yield is based on interest compounding monthly. Any changes made to compounding frequency or interest handling may affect yield. A penalty will or may be imposed for early withdrawal. Fees could reduce earnings. $25,000 minimum deposit required.
*Annual percentage yield | Member FDIC
Business Investment Opportunities
CDARS | ICS
These services offer the easiest, most convenient way to enjoy access to FDIC insurance on large deposits. Get safety and returns and work directly just one bank, ours, and receive one monthly statement per service. With the Insured Cash Sweep®, or ICS® service and the CDARS® service, you can enjoy the peace of mind that comes with access to multi-million-dollar FDIC insurance and can choose the service or combination of services that best meets your needs for returns and access to funds.
Protecting your deposits while earning a return—now that's smart.
Make even large deposits eligible for protection that's backed by full faith and credit of the federal government.
Enjoy the conveniences of banking directly with us and of earning one interest rate on funds placed into demand deposit accounts through ICS and one rate per maturity on funds placed into CDs with CDARS.
Work directly with just us—a bank you know and trust—to access multi-million-dollar FDIC insurance, and forego the need to use repo sweeps or to track collateral on an ongoing basis.
With ICS, enjoy unlimited withdrawals. With CDARS, select from a range of maturities: 4 weeks, 13 weeks, 26 weeks, 52 weeks, 2 years, 3 years and 5 years.