Certificate of Deposit

Certificates of Deposit






Benefits of Choosing a CD with Welch State Bank:

We offer competitive rates and terms from 30 days to 5 years to meet your savings needs. Open with as little as $500. Check out our current Certificate of Deposit Specials below!

  • Competitive Rates
  • Deposit any amount with no insurance limit via CDARS
  • Fixed & Predictable Returns
  • Open with as little as $500

Contact Us For More Information

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Certificate of Deposit Specials

Please call any branch location for more information.


These services offer the easiest, most convenient way to enjoy access to FDIC insurance on large deposits. Get safety and returns and work directly just one bank, ours, and receive one monthly statement per service. With the Insured Cash Sweep®, or ICS® service and the CDARS® service, you can enjoy the peace of mind that comes with access to multi-million-dollar FDIC insurance and can choose the service or combination of services that best meets your needs for returns and access to funds.

Protecting your deposits while earning a return—now that's smart.

WANT TO LEARN MORE? Click here to see videos and learn more about these services or contact Ciarra Millard at 918-542-2000 for more information.


Make even large deposits eligible for protection that's backed by full faith and credit of the federal government.


Enjoy the conveniences of banking directly with us and of earning one interest rate on funds placed into demand deposit accounts through ICS and one rate per maturity on funds placed into CDs with CDARS.


Work directly with just us—a bank you know and trust—to access multi-million-dollar FDIC insurance, and forego the need to use repo sweeps or to track collateral on an ongoing basis.


With ICS, enjoy unlimited withdrawals. With CDARS, select from a range of maturities: 4 weeks, 13 weeks, 26 weeks, 52 weeks, 2 years, 3 years and 5 years.