Card Services


Having Problems with your card? If you are having issues with your Welch State Bank debit card please contact us at any location during business hours. VISA is not able to help with PIN changes, verifying transactions, or reviewing transactions. They can only assist you in reporting a lost or stolen debit card.

Lost or Stolen Welch State Bank Debit Card? To report a lost or stolen card after regular banking hours please call toll free 866-842-5208

Fraud on Your Account? Come in or call any location and let one of our New Account Specialists assist you. They will be with you from start to finish.

Need to contact someone with FraudWatch? To contact someone with FraudWatch please call 866-842-5208

What is FraudWatch? At Welch State Bank we understand the importance of security. Our card services have built-in FraudWatch Plus Protection. FradWatch Plus is a 24 hours and day, 7 days a week, 365 days a year fraud monitoring program that combines the most sophisticated fraud detection technology with experienced fraud analysts. It employs neutral farad modeling technology to flag suspicious or high-risk transactions. The program scores each transaction based on weighed variables and business rules conducive to detecting fraud. An alert is generated when an authorization matched the definition of a rule-based strategy. The cardholder is then contacted by the Fraud Team and or your institution to determine the next steps for prevention.