Agricultural Loans

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Agricultural Loans


Welch State Bank is a leading agricultural lender whose commitment to the agricultural community is illustrated by our continuous involvement in agriculture lending since the early 1970’s.

The fact that Welch State Bank is an independently owned community bank means that you always receive the personalized touch you deserve. Our loan decisions are made locally by people who understand the importance of agriculture to the local economy and who understand agriculture.

Whatever your agriculture banking needs, no matter how large or small, you can call on the experience that the Welch State Bank lenders have to offer.

Our agriculture loans offer the following:

Competitive Rates and Terms

Experienced Agricultural Loan Officers

Seasonal Terms

Livestock Loans, Dairy Loans, Grain Production

Farm Service Agency (FSA) Preferred Lender

Bare Land Loans

Purchase Land Loans

Equipment and Machinery Loans

We take great pride in serving our agricultural community. Our agriculture loan officers have many years of lending experience. In fact, most of our officers grew up on farms and ranches in northeast Oklahoma. Most of our officers are still active in some form of agriculture themselves.

We actively seek good agricultural customers. We have experience with cow/calf, stocker cattle, dairy, and grain production. We can process direct loans or loans guaranteed by the Farm Service Agency (FSA).

We utilize FSA guarantees which help us meet the credit needs of young, beginning and small farmers as well as existing farmers seeking to expand their operations. Welch State Bank achieved a great honor in becoming one of only a handful of Oklahoma banks to attain the Farm Service Agency “Preferred Lender” accreditation. You can go to the FSA website and find out more information or call us today. We’ll be glad to give you friendly, personalized service that our customers have come to expect…and deserve.




Lender - Steve Owens Location - Miami, OK This position is responsible for discussing client's needs to recommend the best loan products for them while also effectively promoting the sale of bank products and services. The ideal candidate will be an outgoing, enthusiastic self-starter, and have excellent attendance. Candidate will also pursue new loan and deposit relationships as well as maintain or enhance existing relationships. Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | blowery@welchstatebank.com   Portfolio Manager | Welch Location | Welch, OK

This position is responsible for assisting our Loan Officers in preparing loan documentation and other various assisting duties.

The ideal candidate will be self‐motivated, confident, detail‐oriented, and analytical. They must also have the ability to multi‐task and manage time effectively while having professional demeanor, personal integrity, and have excellent attendance.

Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | blowery@welchstatebank.com   Full-Time Teller | Welch Location | Welch, OK This position is responsible for building strong customer relationships by providing outstanding customer service, effectively promoting the sale of bank products and services, and accurate teller transaction processing. The ideal candidate will be an enthusiastic self starter, have excellent attendance, possess outstanding customer service skills and have an eye for detail. Retail sales and cash handling experience preferred. Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | employment@welchstatebank.com
Lender - Steve Owens Location - Miami, OK This position is responsible for discussing client's needs to recommend the best loan products for them while also effectively promoting the sale of bank products and services. The ideal candidate will be an outgoing, enthusiastic self-starter, and have excellent attendance. Candidate will also pursue new loan and deposit relationships as well as maintain or enhance existing relationships. Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | blowery@welchstatebank.com   Portfolio Manager | Welch Location | Welch, OK

This position is responsible for assisting our Loan Officers in preparing loan documentation and other various assisting duties.

The ideal candidate will be self‐motivated, confident, detail‐oriented, and analytical. They must also have the ability to multi‐task and manage time effectively while having professional demeanor, personal integrity, and have excellent attendance.

Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | blowery@welchstatebank.com   Full-Time Teller | Welch Location | Welch, OK This position is responsible for building strong customer relationships by providing outstanding customer service, effectively promoting the sale of bank products and services, and accurate teller transaction processing. The ideal candidate will be an enthusiastic self starter, have excellent attendance, possess outstanding customer service skills and have an eye for detail. Retail sales and cash handling experience preferred. Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | employment@welchstatebank.com
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