Operating Loans

Operating Loans


Welch State Bank offers multiple options for most of us call an operating loan. We have options such as single maturity, revolving lines of credit or even conventional working capital loans with level amortized payments. It simply depends on YOUR needs. Our loan decisions are made locally by people who understand agriculture and understand the importance of agriculture in our local economy.

We also work with Farm Service Agency in originating guaranteed loans which assist us meeting the credit needs of young, beginning, or small farmers as well as existing farmers seeking to expand their operations. Give us the opportunity to offer you friendly, knowledgeable, and personal service that our customers have come to expect…and deserve. Contact us at: agriculture@welchstatebank.com



Lender - Steve Owens Location - Miami, OK

This position is responsible for discussing client's needs to recommend the best loan products for them while also effectively promoting the sale of bank products and services. The ideal candidate will be an outgoing, enthusiastic self-starter, and have excellent attendance. Candidate will also pursue new loan and deposit relationships as well as maintain or enhance existing relationships.

Please contact Terra Neal at 918-544-9100 , come in for an application or mail resumes to:

Welch State Bank Attn: Terra Neal, PO Box 1618 Miami, OK 74354

Lender - Steve Owens Location - Miami, OK

This position is responsible for discussing client's needs to recommend the best loan products for them while also effectively promoting the sale of bank products and services. The ideal candidate will be an outgoing, enthusiastic self-starter, and have excellent attendance. Candidate will also pursue new loan and deposit relationships as well as maintain or enhance existing relationships.

Please contact Terra Neal at 918-544-9100 , come in for an application or mail resumes to:

Welch State Bank Attn: Terra Neal, PO Box 1618 Miami, OK 74354

Our Loans