Certificate of Deposit

Welch State Bank Certificate of Deposit, a CD, offers you an opportunity to earn a higher rate of return on a safe and secure product. We offer competitive rates and terms from 30 days to 5 years to meet your savings needs. Some CDs have minimum balances as low as $500.00. With so many choices, we’re sure to have a term to meet your financial needs.

With over 80 years of experience and a Member FDIC, we are a safe place for your CD investments.

* Withdrawals prior to maturity may be subject to an early withdrawal penalty.

See our Schedule of Fees


Certificate of Deposit Specials

14 Month 2.41%*

18 Month 2.52%*

24 Month 2.61%*

Effective January 3, 2019. This offer is subject to change at anytime without prior notice. Annual Percentage Yield is based off of interest compounding monthly. Any changes made to compounding frequency or interest handling may effect yield. Penalty will or may be imposed for early withdrawal. Fees could reduce earnings. $25,000 minimum deposit required.

*Annual percentage yield | Member FDIC




It’s the easiest, most convenient way to enjoy access to full FDIC insurance on large deposits.

The convenience of one bank, one rate, one statement for your entire investment needs.

Call for more details today!