Identify Theft/Fraud

Identify Theft/Fraud

 

 

The numbers of ways you can be defrauded is growing. Cyber-criminals are not ignorant. Most are looking for a challenge. They look for easy ways to steal your money and/or your identity. You have to be very cautious. Be careful opening emails or following links on emails. Below are some of the common methods of tricking you:

Email Scams: You receive a legitimate looking email from the IRS, FDIC, or a bank. It has all the correct logos and your name is correct. The email asks you to fill out a simple form to confirm your account information. You reply. One or two things happen. You probably just downloaded key logging software onto your PC. Secondly, if you completed the form, you just gave the criminals your name, address, SSN, account numbers and bank routing numbers. They now have everything they need to steal your identity or worse.

ACH Scams: If you have direct deposit, or if an insurance company drafts your account for your insurance premium, you use ACH. If a criminal obtains your name, account number and bank routing number, they too could send ACH debits to your account and withdraw funds from your account. Your best protection is to promptly review your bank statements for any unusual transactions.

Nigerian scams: You have probably opened an email from someone claiming to be from a foreign country. They want to flee to the U.S. because of persecution or political unrest. They promise to give you ½ of any money they send to you if you will just help them. Being curious, you reply. They will ask you for your name, address, account number and routing number so they can send you $1,000,000. You can keep half of it for just helping them. A few days later you find they have emptied your account.

These are just a few of the scams used. Be cautious and skeptical of anything that appears too good to be true.

If you have any questions, please call our Online Banking Support Department at 918-788-3373 or email us at help@welchstatebank.com.

 

Lender - Steve Owens Location - Miami, OK This position is responsible for discussing client's needs to recommend the best loan products for them while also effectively promoting the sale of bank products and services. The ideal candidate will be an outgoing, enthusiastic self-starter, and have excellent attendance. Candidate will also pursue new loan and deposit relationships as well as maintain or enhance existing relationships. Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | blowery@welchstatebank.com   Portfolio Manager | Welch Location | Welch, OK

This position is responsible for assisting our Loan Officers in preparing loan documentation and other various assisting duties.

The ideal candidate will be self‐motivated, confident, detail‐oriented, and analytical. They must also have the ability to multi‐task and manage time effectively while having professional demeanor, personal integrity, and have excellent attendance.

Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | blowery@welchstatebank.com   Full-Time Teller | Welch Location | Welch, OK This position is responsible for building strong customer relationships by providing outstanding customer service, effectively promoting the sale of bank products and services, and accurate teller transaction processing. The ideal candidate will be an enthusiastic self starter, have excellent attendance, possess outstanding customer service skills and have an eye for detail. Retail sales and cash handling experience preferred. Please contact Beth Lowery at 918-788-3373 , stop by for an application or send resume to: Welch State Bank Attn: Beth Lowery | PO Box 129 | Welch, OK 74369 | employment@welchstatebank.com