Personal Banking Features



If you don’t have Internet access, you can still access your account balances, transfer funds, and obtain transaction history by phone. VoiceAccess utilizes the latest voice recognition technology so you only need to speak your account numbers and personal identification numbers and the system will provide the requested information. The phone numbers are: Local: 918-788-BANK (918-788-2265) Toll Free: 1-888-42WELCH (888-429-3524) Need assistance? Email or call 918-544-9100 and ask for Online Banking Support.


eStatements give you convenience. They are interactive and fully searchable. Save, archive, or print them. You will never want to go back to paper statements again! Business customers love them, its your account information, at your fingertips. No more digging through binders or boxes to find information on old statements. We can even set up online banking access for your staff and your accountants and you can limit how much information they can have access to.

Here are some key features and benefits:

  •  We keep a minimum of 5 years of statements online at your convenience
  •  Available to you faster because they don’t have to printed and mailed!
  •  You can print, email, or archive them as needed.
  •  eStatements are fully searchable by date, check number amount, or even by text.
  •  More secure because they can’t get lost or delivered to the wrong address!
  •  Contain the same information as our paper statements.
  •  Great at tax time, audits or anytime you need to look up a transaction.

Try eStatements for yourself. Simply log in to Online Banking and click on the account you would like to receive and electronic statement. From there you will click on “Statements” on the right side and follow the instructions to enroll. Need assistance? Email or call 918-544-9100 and ask for Online Banking Support.


Popmoney is a service available as part of online bill pay that makes it possible to send money electronically to friends, family, or anyone else that you would pay with cash or check. All you need is their mobile phone number or e-mail address to get started.

  • Flat Fee of $0.55 per Popmoney transfer
  • Recipient will receive funds in 1 business day after they accept the funds via Next-Day or Express Delivery
  •  $5.00 minimum transaction
  • For your protection, limits have been created on how much money and how many payments can be sent during various times periods. Click on the “View Limits” next to the “Amount” fields to view your available limits.
  • Recipient will receive funds 3 business days after they accept the funds via Standard Delivery


Our online banking system can send you emails or send text alerts to your cell phone. You determine the threshold when you want to be notified for various account activities such as large transactions, low balances, or even if a particular check clears your account. We call this service NotifyMe, and it is included free of charge with our online banking services. Online Banking is ideal for business! It has all the above features plus more even more services to meet the special needs of a business. To learn more click here. Need assistance? Email or call 918-544-9100 *Standard mobile web fees may apply. Please contact your mobile carrier for more information.