Personal Loans



PERSONAL LOANS

We have the Lending Experts! Welch State Bank offers an array of consumer loans, including Home Purchase, Home Equity, Construction, Auto, Boat, and other-purpose loans for all worthwhile purposes. Click the “Get Pre-Qualified Now!” button. Your information will go directly to our Lending Experts to start the Pre-Qualification process, or give us a call today 918-788-3373  

Our Lending Experts are ready to start your Personal Loan Pre-Qualification process

AUTO LOANS

Are you looking to buy a new car and need financing? Let us help! Our Lending Officers have the ability to make same day decisions. We are a local bank, with local people, and we make local decisions. We’re excited to do business with you!

REAL HELP FROM REAL PEOPLE

Car Loan Calculator

MORTGAGE LOANS

We would love the opportunity to be a part of your home buying experience! We offer every type of Home Loan product available. Our Lending Experts will be with you every step of the way, offering you a one-on-one customer service focused experience while making your new home purchase simple and stress-free.

Come see why Welch State Bank has been voted best Mortgage Lender in Ottawa County for 16 years in a row by the readers of the Miami News Record!

Mortgage Loan Calculator

HOME MORTGAGE LOANS

Whether you’re a first-time homebuyer, looking to buy your next home, or interested in refinancing your current home, our expert mortgage Lending Officers are here to answer your questions. We provide a variety of services to our customers including a diverse menu of residential mortgage loans including, but not limited to, Conventional Loans, No Down Payment Loans, Rural Development, VA, Section-184, and Low-Down Payment FHA Loans.

Welch State Bank offers home loans with:

  • 100% Financing*
  • Low Closing Costs
  • Competitive Rates – Long-Term
  • Fixed-Rates
  • Adjustable Rates

*Not to exceed Fair Market Value

Click here to learn more about USDA Rural Development Loans

HOME IMPROVEMENT LOANS

Time for some home improvements? We can help! Call today and speak with a Lending Expert.
It’s time to upgrade!

  • HVAC
  • Roofing
  • Windows
  • Flooring
  • And more!

HOME EQUITY LOANS

Need some extra cash? Welch State Bank offers home equity loans and home equity lines of credit. These loans may be ideal when considering:

  • Home improvements
  • Luxury Vacations
  • Consolidating Debt
  • Business Investments
  • And more!

Keep control of your financial health with our Debt to Income ratio calculator.

DTI Calculator


CONSTRUCTION LOANS

We can help you with a construction loan, bridge loan, and permanent financing. Build your dream home with hassle-free financing and bridge loan options available while you build your new home.