Personal Checking



PERSONAL CHECKING


We understand your checking account should be convenient, safe, reliable and come with the services you need. That’s why we offer a variety of checking accounts so you are sure to find the best account for you. We have the services you need, the convenience you want, and the security you demand!



MORE THAN FREE CHECKING

Our More Than Free Checking account is a basic checking with NO monthly service charge.

  • Free Instant Issue Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Gift
  • No Monthly Service Charge
  • No Minimum Balance
  • First Book of “Bank Checks” Free
  • $50.00 Minimum Deposit to Open
  • Competitive Interest
  • No per Check Charge
  • eStatements Required





YOUR CHOICE CHECKING

Our Your Choice Checking account is a basic checking with a small monthly service charge and UNLIMITED check writing.

  • Free Instant Issue Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Gift
  • No Minimum Balance
  • First Book of “Bank Checks” Free
  • $50.00 Minimum Deposit to Open
  • Competitive Interest
  • No per Check Charge
  • Only $6.29 Monthly Service Charge for Mailed Paper Statements





50 N BETTER CHECKING

Our 50 N Better Checking account is specially designed for those 50 years of age or better. Making it even better, this account is an interest-bearing account with UNLIMITED check writing and FREE Bank Checks.

  • Free Instant Issue Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Gift
  • No Minimum Balance
  • Competitive Interest
  • All “Bank Check” Orders FREE
  • $50.00 Minimum Deposit to Open
  • No per Check Charge
  • Free with eStatements, or a Low Monthly Service Charge of $6.29 for Mailed Paper Statements





TIERED INTEREST CHECKING

Our Tiered Interest Checking account is designed for those who maintain a higher daily balance. This account earns interest on a tiered basis – so the higher the balance, the more interest you earn!

  • Free Instant Issue Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Gift
  • All “Bank Check” Orders FREE
  • Unlimited Check Writing
  • No per Check Charge
  •  $50.00 Minimum Deposit to Open with 30 Day Grace to Reach Minimum Balance
  •  Monthly Imaged Statements
  • $1,500 Daily Minimum Balance Requirement to avoid Monthly $6.00 Service Charge during Statement Cycle





MONEY MARKET

Our Money Market Account gives you the ability to write a limited number of checks and still earn interest on a higher payout tier.

  • Free Gift
  • Free Online Banking
  • Free Bill Pay
  •  Free First Book of Checks
  • Free Mobile Banking
  •  Monthly Imaged Statements
  • Unlimited Items Deposited into Account
  •  Unlimited Over the Counter Transactions
  •  $1,500.00 Minimum Balance to Open and Required to Maintain to Receive APY
  • Limited to 6 Transaction Items per Statement Cycle
  •  $2.29 Excessive Fee Does Apply After 6 withdrawals per Month
  •  $15.77 Monthly Fee if Balance falls below$1,500.00 During Monthly Statement Cycle
  •  No Monthly Service Charge with a daily balance of $1,500.00 more




GET ON-THE-GO DEBIT CARD ALERTS.

Instant alerts let you know the moment your card is used. 

  • Protect yourself against fraud
  • Customize alerts for your transactions
  • Track Spending
  • Turn your card on/off

Interactive Video Player

Terms & Conditions

Fees may reduce earnings.

Compounding frequency:  Interest will be compounded monthly.

Crediting frequency:  Interest will be credited into this account monthly.

Effect of closing an account:  If you close your account before interest is credited; you will not receive the accrued interest.

Daily balance computation method:  Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits:  Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance to open:  The minimum balance required to open this account is $50.00.

Deposit limitations:  You may make an unlimited number of deposits into your account.

Bonus:  You may receive a Thank You gift as a bonus provided at account opening. A premature account closing fee of $10.00 will be charged if the account is closed within 90 days of account opening date.

Additional Terms:  The following additional terms apply to this account: Overdraft fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means: provided, however, overdraft fees created by ATM or everyday debit card transactions will not apply unless the account owner affirmatively consents to the overdraft service for such transactions.