Personal Savings



PERSONAL SAVINGS


REGULAR SAVINGS

We know that there are several reasons to save money, small and big! Our savings account is a great place to save money for your future needs.
  •  Minimum to Open: $50.00
  •  Monthly Maintenance Fee: FREE
  •  Interest Bearing: YES, with a daily balance of $50.00 or more
  • Withdrawals: A fee of $2.29 will be assessed for each withdrawal after the first 3 withdrawals per month. After you exceed 6 in any statement period, your account will be subject to closure by the financial institution.



SAVINGS CHRISTMAS CLUB

Our interest-bearing Christmas Club account is an excellent way to save for the Holidays, making things easier on your bank account when Santa comes to town! You decide how much to save, and how often. If you prefer, we can automatically debit your checking account, making it easier to save.
  •  Minimum to Open: $1.00
  •  Monthly Maintenance Fee: FREE
  • Interest Bearing: YES
  • Withdrawals: None allowed during the year

The maturity date of this account is the 30th day of September of each year; a check will be mailed the first week of October for the principle and interest amount.




WELCH STATE BANK’S LITTLE SAVERS

Kids love to go to the bank to get suckers, why not let them make deposits into their own account and save their money for something special! Receive free piggy bank when you open your Little Savers Savings account!
  •  Ages: Birth to 12 years
  • Minimum to Open: Only $5.00 Minimum to Open
  •  Interest Bearing: Yes
  •  Monthly Maintenance Fee: FREE
  • Withdrawals: A fee of $2.29 will be assessed for each withdrawal after the first 3 withdrawals per month. After you exceed 6 in any statement period, your account will be subject to closure by the financial institution.




MONEY MARKET

Our Money Market Account, you have the ability to write a limited number of checks and still earn interest on a higher payout tier.
  • Free Gift
  •  Free First Book of Checks
  •  Limited to 6 Transaction Items per Statement Cycle
  •  $2.29 Excessive Fee Does Apply After 6 withdrawals per Month
  •  Free Online Banking
  •  Imaged Statement
  •  No Monthly Service Charge with a daily balance of $1,500.00 more
  •  Free Bill Pay
  •  Unlimited Items Deposited into Account
  •  $1,500.00 Minimum Balance to Open and Required to Maintain to Receive APY
  •  Free Mobile Banking
  •  Unlimited Over the Counter Transactions
  •  $15.77 Monthly Fee if Balance falls below$1,500.00 During Monthly Statement Cycle