Personal Savings Accounts for Every Goal.
Personal Savings Accounts for Every Goal.
Control Your Debit Card with My Cards
Find My Cards In your Online and Mobile Banking Account
Whether you are new to savings or an experienced saver, enjoy the wide range of benefits from our Savings Account options from Welch State Bank.
Personal Savings
We know that there are several reasons to save money, small and big! Our savings account is a great place to save money for your future needs.
Account Features
- $50.00 Minimum to Open
- No Monthly Maintenance Fee
- Interest Bearing, with a daily balance of $50.00 or more
- Limited Withdrawals
- Free Online and Mobile Banking
$2.29 charge per transaction after 3 per month
Savings Christmas Club
Our interest-bearing Christmas Club account is an excellent way to save for the Holidays, making things easier on your bank account when Santa comes to town! You decide how much to save, and how often. If you prefer, we can automatically debit your checking account, making it easier to save.
Account Features
- $1.00 Minimum to Open
- No Monthly Maintenance Fee
- Interest Bearing until 30th day of September of each year
- No withdrawals, a check will be mailed the first week of October for the principle and interest amount.
Little Savers
Kiddos love to go to the bank to get suckers, why not let them make deposits into their own account and save their money for something special! For all kids ages birth to 12 years*.
Account Features
- $5.00 Minimum to Open
- Interest Bearing
- No Monthly Maintenance Fee
- Limited Withdrawals
- No dormant fee
$2.29 charge per transaction after 3 per month
*Child Birth Certificate required. Social Security Number of child will need to be obtained, card not required.
Money Market
A savings-focused account that provides convenient access to your funds while earning interest on qualifying balances.
Account Features
- $1,500 minimum deposit required to open and maintain the account to earn the stated APY
- Maintain a minimum balance of $1,500 to avoid a $15.77 monthly service charge during the statement cycle
- Limited to six withdrawal transactions per statement cycle
- A $10 excessive transaction fee applies after six withdrawals per month
- Unlimited over-the-counter transactions
- Free Instant Issue Debit Card with My Cards® to help manage and control your debit card
- Free Online Banking and Bill Pay
- Free Mobile Banking and Mobile Check Deposit
Additional Benefits
- No fees to create or send Bill Pay payments
- No fees to deposit checks through Mobile Check Deposit
