Financial Literacy Education Center
We believe that you have the ability to grow, strengthen, and financially empower yourself and your community. Our Financial Literacy information aims to help you gain the critical knowledge and skills you need to make financial decisions that are best for you.

Financial Literacy Education Center
We believe that you have the ability to grow, strengthen, and financially empower yourself and your community. Our Financial Literacy information aims to help you gain the critical knowledge and skills you need to make financial decisions that are best for you.
Helping customers understand how everyday banking works so they can use their accounts confidently and avoid misunderstandings.

Understanding Core Banking Accounts
Choose the right checking account, understand savings accounts & their purpose, and how accounts work together.

Confident Use of Online & Mobile Banking Tools
Get started with online banking, using mobile banking for everyday tasks, and monitoring accounts & activity digitally.

Building Banking Confidence Through Understanding
Understand banking terms & processes, know when to seek help or guidance, and how to ask the right questions at your bank.
Supporting entrepreneurs, family businesses, and agricultural operators with practical financial guidance.
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Financing & Lending Readiness
Understand small business loans, prepare your business for financing, and know when to use credit for business needs.

Foundations of Small Business Financial Health
Understand business cash flow, separating business & personal finances, and learn basic recordkeeping & financial organization.

Long-Term Stability & Business Confidence
Plan beyond the next month, avoid common small business financial mistakes, and know when to ask for help.
Helping individuals and families prepare for financial milestones and unexpected challenges.

Everyday Money Management
Smart use of checking & savings in daily life, managing cash flow & monthly expenses, and using credit vs savings in emergency decisions.

Financial Education Across Life Stages
Youth & early financial learning, financial stability for working adults, and preparing for aging & retirement in the community.

Financial Confidence & Decision Readiness
Ask the right questions before financial decisions, understand financial tradeoffs, and avoid common mistakes.
No matter your financial goals, we are here to help you get more out of your money.
Financial Literacy Articles
Financial Education went from “nice to have” to “MUST have”. After all, this is your money, and it affects every single aspect of your life. We want you to have the tools you need so that you can take steps to improve your financial future. Learn more about how we can help you.
All Financial Literacy Blogs
- All
- Building Banking Confidence Through Understanding
- Confident Use of Online & Mobile Banking Tools
- Everyday Money Management
- Financial Confidence & Decision Readiness
- Financial Education Across Life Stages
- Financing & Lending Readiness
- Foundations of Small Business Financial Health
- Understanding Core Banking Accounts
Mobile banking allows you to manage your accounts directly from your phone by checking balances, transferring money, depositing checks, and monitoring transactions. It is designed ...
Getting started with online banking usually takes just a few minutes. Once you’re set up, you can check your balance, review transactions, and manage ...
Checking and savings accounts work together by separating how your money is used. A checking account is where money regularly flows in and out, ...
Choosing the right checking account starts with understanding how you manage your money day to day. Most people compare monthly fees, minimum balance requirements, overdraft ...
Online scams are becoming more sophisticated every year, and many fraud attempts are designed to create urgency, fear, or confusion before someone has time ...
People save money for different reasons. Perhaps you want to create an emergency fund to cover unexpected expenses so you don't have to rely on ...
Saving for an emergency can be difficult, but no matter what way you look at it – saving for an emergency is a ...
As a small business, you may not feel that you have much to worry about when it comes to cybersecurity. Hackers are often ...
A complete guide for northeast Oklahoma business owners Most businesses borrow money at some point. Whether you're buying equipment, covering a slow season, or ...
In today's digital world, it's more important than ever to stay vigilant and take steps to protect yourself from cyberattacks and identity theft. Your ...
Generally, when you mention the term budget, you can almost see people shut down. Budgets get a bad rap, but, if you take control ...
When it comes to obtaining a mortgage, there is an excessive amount of misinformation out there regarding self-employed individuals, which is why we ...
A home equity loan lets you borrow a lump sum of money against the value you’ve built in your home, and then repay it ...
Most start-up businesses require more cash than a business owner has on hand. This applies to both farmers and ranchers who need access ...
Should your credit score not be where you want it to be, know that you are not alone. Many Americans struggle with having ...
The days and weeks after a scam can feel overwhelming. You may be unsure who to call first or what you should do. The ...
Buying a home can be both exciting and overwhelming for homebuyers, especially first-time homebuyers. It is incredibly easy to get swept up in the ...
Are you looking for a big return on your home improvement projects? Sure, remodeling your home adds to your enjoyment, but did you know ...
Are you looking to buy a new car and need financing? Let us help! Our Lending Officers have the ability to make same-day decisions. We ...