About Us - Officers

Charles Stoner
Charles Stoner is the Chairman of the Board and holds a degree from Northeastern Oklahoma A&M College and is a graduate of the Madison, Wisconsin Graduate School of Banking. Mr. Stoner has been in banking since 1959 and at the Welch State Bank since 1962.
cstoner@welchstatebank.com
Charles L Stoner 

Arthur Cousatte
Vice Chairman of the Board and CEO Arthur Cousatte is a graduate of NEO A&M College and attended Trust School in Dallas. Mr. Cousatte has been in banking since 1965. He spent four years at the Bank of Quapaw and Wyandotte State Bank, and twenty-nine years at Security Bank & Trust in Miami, Oklahoma. Arthur joined the bank in 1997.
acousatte@welchstatebank.com
Arthur Cousatte 
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Ernest Callison
Ernest Callison is an Executive Vice President and holds a Bachelor’s Degree in Agriculture from Oklahoma State University and is a graduate of the Louisiana State University Graduate School of Banking. Mr. Callison joined the bank in 1972 and specializes in farm real estate, cattle, equipment, and Farm Service Agency guaranteed loans. ecallison@welchstatebank.com Ernest L. Callison
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James (Jay) Victor
James (Jay) Victor is a Senior Vice President. He is a graduate of Oklahoma State University in Stillwater with a Bachelors Degree in Agriculture. Jay grew up on a family farm in Afton and specializes in loans involving cow-calf, stocker, dairy, poultry, and crop production. Jay began his career in finance in 1985 and has been with Welch State Bank since 1994. jvictor@welchstatebank.com Jay Victor
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Cale Ritter
Vice President Cale Ritter, graduated cum laude from Missouri Southern State College with a Bachelor's Degree in Communication and another in German. He was the finance manager at Joplin Ford before coming to the Welch State Bank in January 2002.
critter@welchstatebank.com
Cale Ritter 
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James Stoner
President James Stoner, a graduate of NEO A&M and OSU. James joined the bank in 1995. James specializes in leasing and consumer/commercial loans.
jstoner@welchstatebank.com
James A Stoner
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Kevin Bullard
Executive Vice President Kevin Bullard is a graduate of the National Commercial Lending School and the Jack T. Conn Graduate School of Community Banking. Kevin joined the bank in 1990 and specializes in commercial and real estate loans.
kbullard@welchstatebank.com
Kevin W. Bullard
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Dirk Woods
Dirk Woods is a Vice President and he attended NEO A&M in Miami, OK for two years. He worked at Anthony's in different positions and became Manager of the Anthony's Store in Vinita, OK. Dirk joined the bank in August 1996 and he specializes in consumer loans.
dwoods@welchstatebank.com
Dirk W. Woods
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Gary Williams
Senior Vice President Gary Williams holds a business degree from Northeastern Oklahoma A&M College. He is a graduate of the National Commercial Lending School and has been in banking since 1971. Gary joined the bank in 2000 and specializes in commercial and real estate loans.
gwilliams@welchstatebank.com
Gary Williams
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Sherri Mount
Sherri Mount is a Vice President. She holds an A.A. degree in Accounting from NEO A&M College and a B.S.B.A. in Accounting from the University of Tulsa. She joined the bank in January 1994. Sherri specializes in leasing and consumer/commercial loans. smount@welchstatebank.com Sherri Mount 
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Bruce Cook
Vice President Bruce Cook, holds a bachelors degree in Business, with a major in economics & finance from MSSC, Joplin, MO. He is a graduate of National Commercial Lending School & National Installment Lending School. Mr. Cook worked the past 17 1/2 years with Community Bank & Trust of Neosho, 1 yr 9 months with Centerre Bank of Neosho, and 4 years with Security Bank & Trust of Miami before joining the Welch State Bank in January 2004.
bcook@welchstatebank.com
Bruce Cook 
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Terra Neal

Assistant Vice President and Marketing Officer Terra Neal, attended NEO A & M College in Miami Oklahoma.  She joined the bank in 2004 as a teller then in 2007 transferred as a new accounts representative and loan secretary, in January of 2009 she accepted the position of loan officer and marketing officer.

tneal@welchstatebank.com
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Matt Boston

Assistant Vice President Matt Boston obtained a Bachelors  Degree from the University of Central Oklahoma in 2003 and a Masters Degree in Business Administration from Oklahoma Baptist University in 2008.  Matt worked the last five years in estate planning and development for Oklahoma Baptist Homes for Children before coming to work for Welch State Bank in February 2009.

 

mboston@welchstatebank.com

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Officers
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